Volatile Markets

FACT: Your savings may not last through retirement

Diversification is a sound investment strategy but it still offers risk.

Probability of your money running out in 30 years with a portfolio consisting of 20% Stocks / 80% Bonds.*

The value of IncomePlus in turbulent times

Recent market volatility might be causing investors to feel uneasy. But those who have invested in GIF Select IncomePlus from Manulife Investments can rest assured that their retirement income is guaranteed, regardless of how the markets perform.

Here’s why…

Guarantees

With the IncomePlus return of principal guarantee, investors never lose their original investment.  And, IncomePlus’ new lifetime income guarantee means that investors receive guaranteed retirement income for life. They never have to worry about running out of money. 

Income Bonuses

Even in volatile market conditions, IncomePlus investors benefit from a 5% annual income bonus on their guaranteed income any year they don’t make a withdrawal. That means investors can better plan for retirement knowing that their guaranteed income for life can increase each year regardless of market conditions.

Growth potential

IncomePlus offers over 20 funds to choose from, allowing access to all the growth potential of the markets. In times of market growth, investors benefit from automatic resets every three years, which can lock in higher guaranteed amounts and increase income levels.

The strength and stability of Manulife

Manulife Investments is a part of Manulife Financial. The largest life insurance company in Canada and a leading financial services company world-wide, Manulife will be with you now and in the future. In addition, Manulife is the only life insurance company in Canada to hold Standard & Poor’s highly-coveted AAA credit rating, their highest rating possible.